How to verify as an accredited or eligible investor
Published: Jul 15, 2026
Verify your investor status to access Private Markets on Questrade. Submit proof of income or assets, and we'll email you the results within 5 business days.
Before you start
You need a Questrade self-directed individual account.
Private Markets are open to Canadian residents (excluding Quebec). Not available to U.S. persons.
Private Markets is available on the web only. Private Markets is not available on the Questrade mobile app.
Total equity of $1,000,000+ at Questrade means you are automatically verified as an accredited investor. Check the offering page first.
Qualifying with a spouse? Update your marital status and spousal info in your profile before submitting. Include their documents with yours.
Your verification is valid for 12 months. After that, you need to re-verify before making a new investment. Existing investments are not affected.
Qualification requirements
You qualify as accredited with higher income or assets, or as eligible with lower thresholds. Some investments are open to both accredited and eligible investors; others are restricted to accredited only. Check the offering page to confirm.
Eligible investors have a $30,000 trailing-twelve-month investment limit across all exempt market products.
If you are qualifying together with a spouse, include the same type of documents for your spouse.
Qualifying by income
Investor type | Income requirement |
|---|---|
Accredited | Pre-tax income over $200,000 (or $300,000 with a spouse) in each of the last two years, with the same expected this year |
Eligible | Pre-tax income over $75,000 (or $125,000 with a spouse) in each of the last two years, with the same expected this year |
Documents needed:
Your most recent pay stub showing year-to-date salary (current year).
T4 slips or a Notice of Assessment (NOA) for each of the two most recent completed calendar years.
For example, if you are verifying in 2026, you need your 2026 YTD pay stub, plus T4s or NOAs for 2024 and 2025.
Qualifying by net financial assets
Investor type | Net financial assets requirement |
|---|---|
Accredited | Financial assets over $1,000,000, net of related liabilities |
Eligible | Financial assets over $400,000, net of related liabilities |
Document needed:
Most recent bank or brokerage statement(s) for you (and your spouse if qualifying together) where full names and account balances are clearly visible.
How to verify
1. Log in to Questrade on the web.
2. Navigate to Products > Private Markets > Private Credit.
3. Select your desired fund or offering.
4. In the Approval required card, select Submit documents.
5. Select Qualify by income OR Qualify by net financial assets.
6. Upload the required documents and select Submit for Review.
Next steps
We review your documents and email you the outcome within 5 business days. The offering page will show Approval required during review. Once verified, the page will update to allow you to place an order.
If your documents are rejected
If we cannot validate your documents, you receive a notification explaining the issue. You can upload corrected documents using the How to verify steps above.
Common reasons for rejection: the document is for the wrong year, the name on the document does not match your Questrade account, or the balance or income figure is not clearly visible.
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